I really see no reason for something like term life insurance. Now I have a friend in the insurance business and maybe she'd tell me differently, but chances are I still wouldn't purchase that type of insurance. Heck, right now I don't even have just simple life insurance. I just can't afford it at the moment.
But, the good news is, I also don't have any real bills to leave my kids either. I paid them all off last year and it feels great being nearly debt-free. I say nearly because I do have one credit card I have a balance on that is used in emergencies.
Well, enough chatter. Time to eat